Life is full of competing priorities – some you plan for and some you don’t. You probably have an idea of the things you want to do that will require money. Things like buying a house, having children, paying for their educations and weddings, and having enough money for a comfortable retirement. But unexpected expenses like a broken-down car or hospital bill can strain anyone’s finances. A financial plan can put you in control so you stay on track regardless of what life throws at you – saving and investing in the types of financial furniture that is specially designed for your objectives.
Communication is key to our investment management approach as well as any other services we provide for you. We want you to be fully informed about the implementation of your personalized investment strategy. As an independent firm, Westinghouse Financial is under no obligation to recommend specific investments or financial products. We do not have to satisfy sales or earning quotas. We will always do what is best for you, our client. An investment strategy is built based on your family’s needs and priorities. Our success is determined by our ability to help you build financial security and become financially independent. We are realistic in our goal setting and conservative in our investment approach and approach investing as if we were investing for our family members.
Estate & Legacy Strategies
Legacy planning is a special subset of financial planning. That’s because leaving a legacy entails much more than leaving an inheritance or charitable gift. Leaving a legacy means passing along celebrated traditions and cherished values to those we love.
To plan your legacy, you’ll need long-term vision, careful planning and meticulous follow-through. Westinghouse Financial is sensitive to the particular concerns of your personal wishes and will strive to create a strategy that will allow you to maintain your lifestyle while preserving your commitment to the people and causes you cherish. We will help in planning your legacy—the values and traditions you pass along and the lasting impression you will leave with both family and the community.
Balancing your longer term goals against your shorter term needs often causes friction. Without purpose, discipline, and knowledge of options, longer term goals may seem out of reach. Knowing how much and where your hard earned dollars are going is setting a solid foundation.
Financial Analysis & Strategies
Our approach to overseeing our clients’ investment portfolios has been based on personalized account planning, risk minimization, disciplined professional money management, and tax efficiency. We will always work to protect the wealth you have already accumulated by thoroughly evaluating and minimizing the risks you face. Then we establish a plan for growing your wealth and preserving your wealth, so that you can move toward your most important financial goals and dreams for the future.
Employee Benefit & Retention Services
We’ll manage every step of the transition to your new retirement program. We enroll your employees and educate them on the Plan benefits. We’ll ensure Plan Sponsor and employee satisfaction through regularly scheduled education and financial planning workshops. We’ll manage the health of your Group Retirement Plan over its lifetime, advising you on regulatory changes, program enhancements and investments on a regular basis. A well documented due diligence process will give you ongoing peace of mind that all is well with your Plan.
Business Continuation Strategies
Owners or senior managers can benefit from unbiased advice on a myriad of topics or concerns. Put our experience in analyzing businesses and markets to work for you. As fiduciaries, we are looking out for your best interests. Find out what documents need to be put in place in order to prepare for the expected and plan for the unexpected.
No matter where you are in life, you have probably thought about what you might like to do with your future. In your 20s and 30s, it was about paying down student loans, buying a new home, and starting to save for the future. Later, your goals probably grew as your income grew or as your family grew. And finally, you will think about what to do with the next stage of your life after you stop working full time. Building this vision of your future takes planning and preparation but it does not have to be daunting. Westinghouse Financial is here to walk with you through every life stage you encounter from career transitions and marriage to children heading off to college, having grandchildren and on into and through retirement.